Pension Planning

Personal Pension Planning

Orb Capital provides retirement planning for key individuals in the business which is focused on the individual’s requirements, based on personal circumstances as well as tax efficiency.

We work with you to understand what is necessary to ensure a comfortable lifestyle in retirement based on your needs and expectations.  We assess personal circumstances, tax efficiency and investment requirements as well as risk profile when building personal retirement solutions.

This could be through an Occupational scheme or by utilising Personal Pensions, or a combination of the two.

Two of the more common Personal Pension schemes available are:

• A conventional Personal Pension scheme, the ‘plain vanilla’ pension, involves paying a contribution to a Pension Provider for investment in conventional investment funds.
• A Self Invested Personal Pension (SIPP) scheme, which gives you much greater flexibility and freedom in where to invest. This places you in direct control, as you dictate the investment strategy, the asset classes and how investments within your SIPP are managed.